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21 February 2013

$AHM: My Life as a Stay Home Mom

This post was written by Ling Siew of The View from Mama's Desk as part of the $AHM Linky party started by Sarah Lee-Wong of The Playful Parents.

***

I started my "job" as a stay home mom on 1 March 2012. It has been almost a year since I quit my full time job. Several months back, I made a list of 10 reasons why I am glad I quit my full time job. And now, as I reflect on the year that has gone by, I am filled with much thankfulness.

As a child, I remember how I looked forward to the rare occasions when my parents didn't go to work, or came home from work early. These occasions were few and far between. My parents worked really hard when I was younger, coming home past 8 every night. My bedtime was 9, so we spent barely an hour together each day. They worked half days on Saturdays too. The school bus picked me up from school, and I had my sisters for company at the lunch table. We were cared for by a domestic helper, none of whom I had a close relationship with.

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    * Selling Fee: 35+2

    6. Delivery: Bank to Bank Swift MT799 and/or MT760

    7. Payment: MT103

    8. Hard Copy: By Bank Bonded Courier within 7 banking days after delivery of Swift.



    TRANSACTION PROCEDURE:

    1. Seller and Buyer execute, sign and initial this Deed of Agreement, which thereby automatically becomes a full commercial recourse contract to be lodged by both parties for initiation of Swift Transmission.


    2. Within three (3) banking days after both parties sign the Agreement, Lessor will send RWA letter from Issuing bank officer to Lessee's receiving bank officer stating that the Sending bank is RWA to issue BG/SBLC by MT-760, and requests Lessee's receiving bank officer to pay agreed transmission fees. The bank officer at the receiving bank will reply that they have RWA to receive the instrument and make the requested transmission fees to receive MT 760. All e-mail communications must be done on a banker to banker basis, using bank e-mail addresses, bank contact phone numbers, and full signature.

    3. Within three (3) working days after the Lessee receives contract documents including the invoice and after bank to bank RWA via bank email system is confirmed, the Lessee will make payment by direct wire transfer into the Lessor’s provided bank coordinates for the receiving of the bank transmission/administrative charges the bank transmission/administrative fees for the Pre-Advice via Swift MT799 or BG/SBLC via Swift MT760 or both as the case maybe in the amount of Euro/USD XX,000.00



    4. Within two (2) banking days after confirmation of receipt of payment of the bank transmission/administrative fees charges for the BG/SBLC via Swift MT760 or Pre-Advice via Swift MT799 or both in Seller’s bank account, the Seller will deliver the Pre-Advice or BG/SBLC via Bank to Bank confirmation of Swift MT799 or MT760 to the Lessee’s banker including the hard copy of the BG/SBLC via bank bonded courier in Seven (7) banking days.



    5. The sellers bank proceed with total swift and upon delivery, confirmation and verification of BG/SBLC by MT760 in the Buyers’s nominated account and BG/SBLC hard copy in the Buyer’s nominated bank.



    Buyers then sends out the buying fees 35% by Swift MT103 to the seller account deducting the initially paid bank transmission/administrative fees and pay the brokers their commission fee of 1 % of total Face Value by wire transfer within thirty (30) days maximum upon delivery, confirmation and verification of BG/SBLC by MT760 in the buyer’s nominated account and BG/SBLC hard copy in the Buyer’s nominated bank.



    6. Should the Buyer not deduct the bank transmission/administrative charges from Buying fees paid, the seller shall refund bank charges to buyer by direct wire transfer within three (3) banking days upon payment of the buying fees.



    Should the buyer default to pay the buying fees to the Seller and the brokers commission fees as agreed after 30 banking days of confirmation of BG/SBLC MT760 in buyer’s bank account, Seller will instruct the issuing bank to put a claim on the BG/SBLC thereby forcing the Buyers’s bankers to return the BG/SBLC MT760 to the issuing Bank.



    Looking forward to accepting our terms and procedure then we can establish a long term business relationship.



    Thank you,



    Management

    Skype: saban.financialbg

    ReplyDelete
  31. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  32. Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of 1%. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Carol Anderson
    Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of 1%. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Carol Anderson

    Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of 1%. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Carol AndersonAttention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of 1%. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Carol Anderson
    Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of 1%. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Carol Anderson

    Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2018 at the cheapest interest rate of 1%. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Carol Anderson

    ReplyDelete
  33. I am the mandate to a direct genuine provider of BG/ SBLC and MTN for Lease/purchase for 1 year 1 day, with rolls and extensions, at leasing price of 4+2%,Buying Price: 32%+2% Issuance by A rated Banks in Europe, Middle East or USA.

    For details contact me on:
    Skype: cpt_young1
    Email: info.iqfinanceplc@gmail.com

    ReplyDelete

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